Stop guessing your cashflow.
Pctly tracks your monthly money movement, shows your runway, and helps you set tax money aside before stress starts.
March 2026
Cashflow overview
Income
$4,280
Expenses
$2,945
Net
+$1,335
Runway
4.2 mo
Pctly watches your income and expenses, highlights risky months, and shows you exactly how long your cash will last.
No more guessing or patchwork spreadsheets.
Free to use during beta. No credit card.
Everything you need, nothing you don't.
Built specifically for freelancers, creators, and anyone with income that doesn't arrive on a schedule.
Transaction tracking
Log income and expenses in seconds. Categorize automatically and keep every account in one timeline.
Tax set-asides
Pctly calculates what you should put away for taxes each month so April never catches you off guard.
Cashflow forecast
See your runway — how many months your current balance covers before the next payment lands.
Reports & trends
Monthly breakdowns, category trends, and income vs. expense charts that actually make sense.
How it works
Add your money activity
Log income and expenses in seconds. Keep all your accounts in one clear timeline.
Watch your runway update
See how long your current cash can support your life before the next payment lands.
Plan before stress starts
Set tax money aside early, spot risk, and adjust spending with confidence.
Frequently asked questions
Is Pctly free during beta?▼
Yes. Everything is free while we shape the product. No credit card required.
Who is Pctly for?▼
Freelancers, creators, and anyone whose income is lumpy or unpredictable and wants calm around money.
What makes Pctly different from a spreadsheet?▼
Pctly gives you a clear cashflow runway, tax set-asides, and focused views of what matters this month. A spreadsheet can’t warn you when you’re drifting off track.
Do I need a password?▼
No. Sign in with your email and a one-time code that stays valid for a while.
How secure is my data?▼
We use Supabase with row-level security. Your data is encrypted in transit and scoped to your account.
Built for people who live with feast-and-famine income.
Pctly is in early beta. Everything is free while we build. Your feedback shapes what comes next.
Get started free